Road Accident & CTP Lawyers in Brisbane
Queensland's CTP scheme can cover medical costs, lost income and the broader impact of an injury on your life when another driver is at fault. We handle CTP claims across Queensland.
- English, Mandarin, Cantonese, Vietnamese
- No Win No Fee
- Free First Consultation
- English, Mandarin, Cantonese, Vietnamese
- No Win No Fee
- Free First Consultation
- Eligibility
Who CTP covers
A CTP claim may be available where another driver was at fault, even partly. Common situations include:
Car accidents
Injured in a crash involving a car, van, truck or ute.
Motorbike accidents
Claims for motorcyclists injured on the road.
Bicycle accidents
Cyclists injured by a car or other motor vehicle.
Pedestrian accidents
Pedestrians hit while walking or crossing the road.
Car accidents
Motorbike accidents
Bicycle accidents
Pedestrian accidents
E-scooter accidents
E-scooter riders injured by a car or other registered vehicle.
Hit and run accidents
If the other vehicle can’t be identified.
Whiplash & soft tissue injuries
Injured from a motor vehicle accident.
Truck and bus accidents
Injuries in crashes involving heavy vehicles, trucks or buses.
E-scooter accidents
Hit and run accidents
Whiplash & soft tissue injuries
Truck and bus accidents
- Common Injuries
Injuries a CTP claim can cover
CTP claims can cover physical and psychological injuries, from soft tissue injuries to permanent impairment.
Whiplash
Spinal Injuries
Muscle & Ligament Injuries
Head Injuries
Whiplash
Spinal Injuries
Muscle & Ligament Injuries
Head Injuries
Fractures
Chest & Thorax Injuries
Limb Injuries
Psychological & PTSD
Fractures
Chest & Thorax Injuries
Limb Injuries
Psychological & PTSD
- What a claim covers
What CTP damages can include
Damages in a CTP claim can include medical and treatment costs, lost income, care, and pain and suffering.
Medical & Treatment Costs
Hospital, GP, specialists, physiotherapy, rehabilitation, and medication.
Lost Income
Wages lost while recovering, and future earning capacity if your injury affects your ability to work.
Pain & Suffering
Compensation for the physical and emotional impact on your daily life.
Care & Assistance
Care received during recovery, from family or paid carers. Unpaid care from family can be claimed only if it is needed because of the injury and is given for at least 6 hours a week for at least 6 months.
Out-of-Pocket Expenses
Travel to appointments, home help, equipment, and other recovery-related costs.
Medical & Treatment Costs
Lost Income
Pain & Suffering
Care & Assistance
Out-of-Pocket Expenses
Time limits apply
Queensland law sets time limits for CTP claims. The first formal step is a Notice of Accident Claim Form, the written notice of the claim to the CTP insurer. It is generally due within 9 months of the accident, or within 1 month of first consulting a lawyer if that is earlier. If the vehicle can't be identified, notice is due within 3 months. Court proceedings generally have to start within 3 years.
- How It Works
How a matter proceeds
We Formally Engage
If you decide to go ahead, we provide a costs agreement and formally take on the matter. No upfront payment is required.
We Prepare the Claim
We gather the evidence and medical reports and deal with the insurer on your behalf.
We Formally Engage
If you decide to go ahead, we provide a costs agreement and formally take on the matter. No upfront payment is required.
We Prepare the Claim
We gather the evidence and medical reports and deal with the insurer on your behalf.
- How we work
How we work
Personal injury and TPD claims
Ascent's practice is personal injury claims and TPD insurance claims.
Service in your language
Ascent works with clients in English, Mandarin, Cantonese, and Vietnamese.
Principal review
The principal reviews each matter at key stages.
Flexible appointments
After-hours, weekend and online appointments are available by arrangement.
Personal injury and TPD claims
Service in your language
Principal review
Flexible appointments
- FAQ
Common questions
Common questions
Answers to common questions.
The first consultation is free. If we take on the matter, our professional fees are payable only if the claim succeeds. We do not charge an uplift fee, which is an extra fee a no win no fee agreement can add when a claim succeeds. If your claim goes to court and fails, the court can order you to pay part of the other side's legal costs. The costs agreement sets out the terms, including how disbursements are handled, and we explain it before you sign.
Partial fault does not by itself rule out a CTP claim. Under Queensland law, damages can be reduced to reflect the injured person's share of responsibility (contributory negligence). Fault is not determined by what you or the other driver believe happened.
Compensation is paid by the Compulsory Third Party (CTP) insurer of the at-fault vehicle, not by the driver personally. Every registered vehicle in Queensland has CTP insurance as part of its registration. If the vehicle cannot be identified or was not insured, the claim is made against the Nominal Defendant.
Generally no. The claim is made against the CTP insurer, not the driver personally, and the insurer pays any compensation. In some cases, for example where the driver was so affected by alcohol or drugs that they could not control the vehicle, the insurer can recover what it paid from the driver.
CTP insurance covers compensation for personal injury caused by a motor vehicle accident. It is compulsory and included in vehicle registration. Third party property insurance (and third party, fire and theft insurance) is private vehicle insurance that covers damage to other people's property. It does not cover personal injury. If you have been injured, it is the CTP scheme that applies — not the driver's private vehicle insurance.
There is no fixed amount. Compensation depends on your injuries, age, income, medical expenses, care needs, and the broader impact on your life. A realistic estimate is only possible once your injuries have stabilised and medical evidence is available.
It depends on the severity of your injuries and the complexity of the matter. More serious matters involving ongoing treatment or disputed liability can take longer.
Not necessarily. Before court proceedings can start, Queensland's CTP process requires a compulsory conference, a meeting where both sides try to settle the claim. If the claim does not settle, it can go to court. If a claim may go to court, we explain what that involves and the likely timeline before any decision is made.
Yes. You can make a CTP claim directly with the insurer. You do not need a lawyer.
CTP insurance does not cover property damage — only personal injury. Vehicle damage is claimed separately, through your own comprehensive insurance or from the at-fault driver or their insurer.
