Financial Relief and Beyond: Understanding Payment and Support Options for Injured Workers in Queensland
If you’ve been injured at work, the last thing you want to worry about is how you’ll pay your bills and cover your medical expenses while you recover. Fortunately, there are options available to help you get the financial support you need. WorkCover is a workers’ compensation scheme that provides assistance to eligible injured workers in Queensland. In this article, we will explain the different types of payments and support available through WorkCover and how they can help you get back on your feet.
1. Types of Payments Available
WorkCover offers several different types of payments to eligible injured workers. Let’s take a closer look at each one.
1.1 Lost Wages (Weekly Compensation)
If you are unable to work due to a work-related injury, WorkCover may provide you with weekly compensation payments to help cover your lost wages. The amount of the payment will depend on your average weekly earnings before the injury, as well as the severity of your injury and how long you’re expected to be out of work.
1.2 Medical and Rehabilitation Costs
WorkCover can cover the costs of medical treatment and rehabilitation services related to your injury. This includes things like physiotherapy, chiropractic care, and psychological support. The aim of this support is to help you recover as quickly and fully as possible so that you can return to work.
1.3 Travel Expenses
If your injury requires you to travel for medical appointments or rehabilitation programs, WorkCover may be able to reimburse you for the associated travel costs. This can include things like petrol, parking, and public transport fares.
1.4 Permanent Impairment Lump Sum
If you have suffered a permanent impairment or a latent onset injury as a result of your work, WorkCover may provide you with a lump sum payment to compensate for your injury. The amount of the payment will depend on the severity of your impairment.
1.5 Death Benefits and Funeral Costs
If a work-related injury or illness has resulted in the death of a loved one, WorkCover may provide death benefits to the deceased worker’s dependents. This can include a lump sum payment as well as covering funeral costs.
2. Support for Medical and Rehabilitation Costs
In addition to financial support, WorkCover can also provide additional support to help you get back to work. The following return-to-work programs are available:
2.1 Return to Work Program
The Recover at Work program is designed to help injured workers stay connected to their workplace and maintain a sense of normality while they recover. This program aims to provide modified duties or alternate work arrangements that are appropriate for your condition, while still being productive and contributing to the workplace.
2.2 Employment Connect Program
The Employment Connect program helps injured workers find suitable employment by connecting them with employers who can accommodate their work restrictions and provide a safe and supportive workplace. This program can be particularly helpful if you’re unable to return to your previous job due to your injury.
3. What WorkCover Does Not Cover
While WorkCover provides a range of support, there are some things that are not covered. These include:
3.1 Damage to Clothing or Jewellery
WorkCover does not cover damage to clothing or jewellery. If an injured worker’s clothing or jewellery is damaged during a work-related incident, WorkCover is unable to provide compensation for any repair or replacement costs. It’s important for employees to take care of their personal belongings and to avoid wearing expensive jewellery or clothing to work.
3.2 Damage to Cars
WorkCover does not cover damage to cars. If an injured worker sustains injuries while travelling to or from work, WorkCover is unable to provide compensation for any damage to their car. This means that employees need to take extra care when driving to and from work, and to make sure that their car is properly insured.
3.3 Unapproved Hospital Costs
WorkCover does not cover unapproved hospital costs. If an injured worker’s hospital costs are not approved by WorkCover, they will need to cover these costs themselves. It’s important for employees to check with their WorkCover insurer before undergoing any medical treatment to ensure that it will be covered.
In conclusion, if you have been injured at work in Queensland, it is important to know that WorkCover is available to provide financial support and assistance during your recovery. Whether you need help with medical expenses, lost wages, or other costs associated with your injury, WorkCover has a range of payments and support options available to eligible injured workers. By understanding your rights and the resources available to you, you can focus on your recovery and get back on your feet with the help of WorkCover.
If you are unsure about the available options or need guidance on navigating the WorkCover system, don’t hesitate to reach out for assistance. Ascent Lawyers specialize in workers’ compensation claims and can provide the expert advice and personalized support you need. Contact us today to ensure you receive the financial relief and assistance you deserve. Your well-being matters, and we are here to help you through this challenging time.