Been in a Road Accident? You May Be Entitled to Compensation
Queensland's CTP scheme covers medical costs, lost income, and the broader impact on your life — and you may qualify even if you're not sure where to start.
- Assisting clients across Queensland
- No Win No Fee
- Free Initial Consultation
- Common Concerns
You're Not Alone If You Have These Concerns.
- “Does my situation even count?”
- “It felt minor at first — now I’m getting worse.”
- “I feel uncomfortable about claiming or ‘suing’ someone.”
- “I was partly at fault - can I still claim?”
- “I don’t know who the other driver is.”
- “Will I have to go to Court?”
We can help you work out where you stand.
- Eligibility
Who can make a CTP Claim?
If another driver was at fault — even partly — you may be entitled to making a compensation claim. Here are some common situations we face everyday:
Car accidents
Injured in a crash involving a car, van, truck or ute.
Motorbike accidents
Claims for motorcyclists injured on the road.
Bicycle accidents
Claims for cyclists injured on the road.
Pedestrian accidents
If you were hit while walking or crossing the road.
E-scooter accidents
Advice for injuries involving e-scooters and similar devices.
Hit and run accidents
If the other vehicle can’t be identified.
Whiplash & soft tissue injuries
Injured from a motor vehicle accident.
Property damage claims
Practical help with next steps for vehicle damage.
Not sure if your accident qualifies?
It costs nothing to find out — contact us today.
- Common Injuries
Whatever Happened — It May Count.
Many people assume their injury wasn't serious enough to claim. If something hurts — physically or psychologically — it counts. CTP covers a wide range of injuries, from soft tissue damage to permanent disability.
Whiplash
Spinal Injuries
Muscle & Ligament Injuries
Head Injuries
Fractures
Chest & Thorax Injuries
Limb Injuries
Psychological & PTSD
Not sure if your injury counts? It costs nothing to check.
- Your Entitlements
What a Successful CTP Claim Can Cover.
A successful CTP claim can cover a range of losses — not just medical bills, but income, care, and the broader impact on your life.
Want to know what your claim could be worth?
Every case is different — get a free, no-obligation assessment.
- Time limits apply.
Queensland law sets strict deadlines for personal injury claims — the sooner you seek advice, the more options you have.
- How It Works
What Happens When You Work with Us
We handle everything — while you focus on recovery.
Free Consultation
We listen to your situation and give you an honest view of your options and entitlements — no cost, no obligation.
We Formally Engage
When you’re ready to proceed, we provide a Costs Agreement and formally take on your matter — no upfront payment required.
We Build Your Claim
We build the most compelling case for your claim — gathering evidence, securing medical reports, and managing every insurer interaction on your behalf.
We Achieve Your Outcome
We negotiate the best possible outcome your circumstances allow. Our fees come from the settlement — you only pay if we win.
- Why Choose Us
What Having Us on Your Side Actually Means
When you're dealing with the aftermath of an accident, you deserve a team that treats your claim like it matters — because it does.
No Win No Fee
No charge upfront and no hidden fees. We never increase our fee based on what you receive — if we don't win, we don't get paid.
Your claim gets our full attention
We specialise exclusively in personal injury law, so your matter is guided by experience that's both focused and refined.
Talk to us in your language
We speak English, Mandarin, Cantonese, and Vietnamese — you will always know exactly where your claim stands, in your language.
You'll always know what's happening
Your claim follows a clear, structured process with defined checkpoints — so nothing falls through the cracks and you're never left guessing.
Senior oversight at every key decision
Every critical stage of your matter is reviewed by a partner, ensuring it's handled with the level of expertise it deserves.
We work around your recovery
We're available after hours, on weekends, or online — so you can focus on your recovery while we handle the rest.
- No Win No Fee
Zero Risk to Enquire
If we don't recover compensation for you, you pay nothing.
- FAQ
Questions We Hear Every Day
Answers to the questions we hear most often.
There is no cost to consult with us. If we take on your matter, our fees are only payable if we successfully recover compensation for you. We do not charge an uplift fee — meaning we do not increase our fees based on the amount recovered. The specific terms are set out in our costs agreement, which we explain clearly before you sign anything.
Yes, in most cases. Queensland operates under a contributory negligence framework, which means your compensation is reduced proportionally — not eliminated — based on your share of fault. If you were assessed as 30% at fault, you recover 70% of your full entitlement. Even if you were 50% responsible, you can still receive half. Fault is not determined by what you or the other driver believe happened. Insurers routinely overstate a claimant's contribution to reduce their payout. Having proper legal representation means your contribution to the accident is assessed fairly — not inflated. We can review your circumstances and give you a clear picture of where you stand.
Compensation is paid by the Compulsory Third Party (CTP) insurer of the at-fault vehicle — not the driver personally. Every registered vehicle in Queensland is required to hold CTP insurance as part of its registration. This means the financial burden does not fall on the individual driver, regardless of who was at fault.
Generally no. The claim is made against the CTP insurer, not the driver personally. The driver is not required to pay anything out of pocket. This is the case even if the at-fault driver is a family member, friend, or colleague — and it is one reason why many people hesitate unnecessarily.
CTP insurance covers compensation for personal injury caused by a motor vehicle accident. It is compulsory and included in vehicle registration. Third party insurance — sometimes called third party fire and theft — is a private vehicle insurance product that covers damage to other people's property. It does not cover personal injury. If you have been injured, it is the CTP scheme that applies — not the driver's private vehicle insurance.
There is no fixed amount. Compensation depends on your injuries, age, income, medical expenses, care needs, and the broader impact on your life. A realistic estimate is only possible once your injuries have stabilised and medical evidence is available. We will give you an honest assessment of your position once we have reviewed the details of your matter.
It depends on the severity of your injuries and the complexity of the matter. More serious matters involving ongoing treatment or disputed liability can take longer. We keep you informed at every stage so you always know where things stand.
Most claims settle without going to court. Queensland's CTP process includes a compulsory conference — a structured meeting where both sides come together to negotiate a resolution. This stage resolves the majority of matters. If agreement can't be reached, the matter can proceed to court, but that's relatively uncommon. We'd walk you through what that means, the likely timeline, and whether it's the right path before any decision is made.
CTP insurance does not cover property damage — only personal injury. Vehicle damage must be pursued separately, either through the at-fault driver's comprehensive insurance or directly against them. We can assist you in pursuing your property damage claim alongside your personal injury matter.